Please carefully read the following Terms and Conditions of Use (“Terms of Use”) before using this website (“Site”). This Site is owned and operated by PSALION Limited ("PSALION"). By using this Site, you agree to follow and be bound by these Terms of Use which govern your use of the Site. You may use this Site solely for personal, informational and noncommercial purposes. Nothing contained in these Terms of Use is intended to modify or amend any other written agreement, if any, that may currently be in effect between you and PSALION or the funds and products it manages regarding matters other than your use of the Site. If you do not agree to these Terms of Use, do not use this Site.
PSALION may modify, suspend, discontinue or restrict the use and availability of any portion of this Site at any time, without notice or liability. Your use of this Site may be monitored by PSALION and used for PSALION’s internal business purposes, without liability. You are responsible for obtaining and maintaining all equipment, services and other materials that you need to access this Site.
CHANGES TO THESE TERMS OF USE WILL BE POSTED ON THIS SITE
PSALION may periodically modify these Terms of Use, and any such modifications will be effective immediately upon posting. You are bound by such modifications, and therefore, we suggest that you periodically check these Terms of Use for modifications.
Limited License to Use
PSALION grants you, and you accept, a limited, revocable, nonexclusive, nontransferable license to view, store, bookmark, download, print, copy, post, and display content from this Site solely for your personal, informational and noncommercial use or as expressly authorized by PSALION in writing; provided, however, that to the extent you copy, post or display the pages within this Site, you agree to (1) identify both PSALION and the Site as the source, (2) place such source attribution in proximity to the copied, posted or displayed pages, and (3) retain all copyright and other proprietary notices contained on the materials. PSALION reserves all rights not expressly granted in these Terms of Use. Except as otherwise stated in these Terms of Use or as expressly authorized by PSALION in writing, you may not (or enable others to):
a) Modify, reproduce, publish, broadcast, license, create derivative works from, transfer, sell or exploit any reports, data, information, content, products, services or other materials on, generated by or obtained from this Site, whether through links or otherwise;
b) Redeliver any page, text, or image on this Site using “framing” or other technology;
c) Engage in any conduct that could damage, disable or overburden (i) this Site, (ii) any information or services provided through this Site, or (iii) any systems, networks or servers related to this Site;
d) Modify, copy, obscure, remove or display the PSALION name, logo, trademarks, text, notices or images without PSALION’ express written permission;
e) Decompose, decompile, reverse engineer, disassemble or otherwise deconstruct any portion of this Site; or
f) Include the term “PSALION,” or any PSALION trademark or executive’s name, or any variation of the foregoing, as a meta-tag, hidden textual element or any other indicator that creates an impression of affiliation, sponsorship or endorsement by PSALION.
You may not use this Site for any illegal purpose or in any manner inconsistent with these Terms of Use. You agree not to use, transfer, distribute or dispose of any information available on this Site in any manner that could compete with the business of PSALION.
No Investment Advice or Recommendations
The information and opinions presented on this Site are intended for informational purposes only and should not be construed as any advice, recommendation or endorsement from PSALION as to any legal, tax, investment or other matter. This Site should not be considered a solicitation or offering for any investment product or service to any person in any jurisdiction where such solicitation or offer would be unlawful. Your particular needs, investment objectives and financial situation were not considered in the preparation of this Site and the materials contained herein. The fact that PSALION has made available to you through this Site, investment opinions and other information constitutes neither a recommendation that you enter into a particular transaction nor a representation that any financial instrument is suitable or appropriate for you. You should consult a financial adviser or other professional before making any investment decision. PSALION takes no responsibility for any loss or damage arising due to any decision relating to investments taken by you based on the reports and/or the data and/or information contained on this Site.
Copyright and Trademark Notice
All materials on this Site, whether separate or compiled, including, but not limited to, text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, html code and xml code, as well as all copyright, patent, trademark, and other rights therein, are owned or licensed by PSALION and/or its third-party information providers, and are protected by United States and international intellectual property laws. Note that any product, process or technology described in the Site may be the subject of other intellectual property rights reserved by PSALION and its affiliates and are not licensed hereunder. All trademarks, service marks and logos appearing on this Site are the exclusive property of their respective owners. All PSALION graphics, logos, page headers and service names are trademarks and service marks of PSALION. PSALION’s trademarks and service marks may not be used in connection with any product or service that is not part of PSALION, in any manner that is likely to cause confusion among customers or investors, or in any manner that disparages or discredits PSALION. Nothing contained on this Site should be construed as granting any license or right in or to any trademarks or service marks of PSALION or any third party.
Limitations on International Use
PSALION does not represent that materials on this Site are appropriate or available for use in any location outside of France. If you choose to access this Site from outside of France, you do so on your own initiative and agree to comply with all foreign and local rules with respect to your online conduct including all laws, rules, codes and regulations of the country in which you reside and the country from which you access this Site. In addition, you agree to comply with all applicable laws, rules, codes and regulations regarding the transmission of technical data exported from France.
Third Party Content
Data and other materials appearing on this Site that are provided by third parties are believed by PSALION to be obtained from reliable sources, but PSALION cannot guarantee and is not responsible for their accuracy, timeliness, completeness or suitability for use. PSALION is not responsible for, and does not prepare, edit or endorse, the content, advertising, products or other materials on or available from any website owned or operated by a third party that is linked to this Site via hyperlink or otherwise. The fact that PSALION has provided a link to a third party’s website does not constitute an implicit or explicit endorsement, authorization, sponsorship or affiliation by PSALION with respect to such website, its owners, providers or services. You use any such third-party content at your own risk, and you agree that PSALION is not liable for any loss or damage that you may suffer by using third party websites or any content, advertising, products or other materials in connection therewith.
Limitations on Accuracy and Timeliness of Information
Any opinions expressed on this Site are current only as of the time made and are subject to change without notice. The views expressed by an author are their own as of the date of the post, and may change without notice to you, and do not necessarily represent the views of PSALION as a firm or of any other employee of PSALION.
All content on this Site is presented only as of the date published or indicated and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.
This Site May Use “Cookies”
When you visit this Site, our server may send a “cookie” to your computer. A cookie (or browser cookies) is a small file placed on the hard drive of your computer. It contains information about preferences for using a website that have been established by someone using that computer. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you access or use this Site. We use cookies to store visitors’ preferences, collect information about how visitors use this Site, analyze user trends and improve the Site. We may disclose the presence of a cookie to third parties to advertise our services. For example, we may ask advertisers to display ads promoting our services on other websites based on the presence of a cookie. We may also contract with third-party advertising networks, including Google, that use cookies, or other tracking technologies to collect certain non-personal information about your activities on the website and on third-party websites to provide you with targeted advertising based upon your interests. We may also use cookies delivered by third parties to track the performance of our advertisements.
You may refuse to accept browser cookies by activating the appropriate setting on your browser. Most recent browsers provide the flexibility to reject all cookies, accept all cookies, or accept cookies only from sites you trust. The site, www.allaboutcookies.org, includes instructions for managing cookies on many commonly used browsers, or you may visit Google’s Ads settings to opt out of Google’s use of cookies. Please note that if you refuse to accept browser cookies, your access to or use of certain portions of the Site may be limited.
Warranty Disclaimers
YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THIS SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW, PSALION AND ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS AND VENDORS EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL WARRANTIES REGARDING SECURITY, CURRENCY, CORRECTNESS, QUALITY, ACCURACY, COMPLETENESS, RELIABILITY, PERFORMANCE, TIMELINESS OR CONTINUED AVAILABILITY, WITH RESPECT TO (1) THE SITE; (2) ANY MATERIALS, PRODUCTS OR SERVICES AVAILABLE ON OR THROUGH THE SITE; (3) USE OF THE SITE, MATERIALS, PRODUCTS OR SERVICES; AND (4) THE RESULTS OF THE USE OF THE SITE, MATERIALS, PRODUCTS OR SERVICES.
PSALION’s Liability is Limited
You bear all risk from any use or results of using any information on this Site. Under no circumstances will PSALION or any party involved in creating, producing, or delivering this Site be liable for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this Site, even if a PSALION authorized representative has been advised of the possibility of such damages. PSALION also assumes no responsibility for any damages to, or viruses that may infect, your computer equipment because of your use of this Site or your downloading of any materials from this Site. You agree to indemnify, defend and hold harmless PSALION, its subsidiaries and affiliates, and each of their respective officers, directors, employees and agents, from and against all claims, demands, liabilities, damages, losses or expenses, including attorney’s fees and costs, arising out of or related to (1) your improper access to or use of this Site, (2) any violation by you of these Terms of Use, (3) any user content that you submit, upload, post, transmit or otherwise make available to the Site, (4) any actual or alleged infringement or violation by you of the intellectual property or other proprietary right of any third party or (5) your inappropriate use of any of the content of this Site attributable.
Protecting Your Privacy and Security
Please review our Privacy Policy which can be found by clicking the link titled “Privacy” on the Site.
Termination
The rights granted to you herein terminate immediately upon any violation by you of these Terms of Use. PSALION, in its sole discretion, reserves the right to temporarily or permanently terminate your access to and use of this Site at any time and for any reason whatsoever, without notice or liability. PSALION will not be liable to you or any third party for any termination of your access to or use of this Site.
Integration and Severability
If any provision of these Terms of Use is deemed unlawful, void or unenforceable, then that provision will be deemed severed from these Terms of Use and will not affect the validity and enforceability of the remaining provisions. These Terms of Use represent the entire agreement between you and PSALION relating to the subject matter herein.